Prof. Dr. Patrick Rösler

I. Monographs:

Rösler, Patrick/Wimmer, Konrad/Lang, Volker (eds.) (2021): Vorzeitige Beendigung von Darlehensverträgen, Handbuch zur Vorfälligkeitsentschädigung, 2nd edition Early termination of loan agreements, Munich.

Cranshaw, Friedrich /Portisch, Wolfgang/Rösler, Patrick (2014): IQS MaInsO. Set of rules on minimum requirements for insolvency administration.

Rösler, Patrick/Wimmer, Konrad/Lang, Volker (eds.) (2003): Premature Termination of Loan Agreements, Munich.

Rösler, Patrick (1994): Implementation of Merger Control in the European Single Market: Implications for German Merger Law, Frankfurt am Main, Berlin, Bern etc..

II. Editorial activities

Münscher, Michael/Rösler, Patrick/Lang, Volker (eds.) (2004): Praktikerhandbuch Baufinanzierung, Heidelberg.

Since 2001 co-editor of the Zeitschrift für Bank- und Kapitalmarktrecht - BKR, published by C.H. Beck.

von Heymann, Ekkehardt/Wagner, Klaus R./Rösler, Patrick (2000): MaBV for notaries and credit institutions. Handbook on the Real Estate Agent and Property Developer Ordinance, Cologne.

III Book, commentary and journal articles

Rösler, Patrick/Lang, Volker (2023): Mandatory information in the loan agreement for the calculation of early repayment and non-acceptance compensation, ZIP 2023, pp. 836-848.

Rösler, Patrick/Lang, Volker (2023): Remuneration for the calculation of early repayment compensation?, BKR 2023, pp. 449-454.

Rösler, Patrick/Wimmer, Konrad (2023): Information on the calculation of the early repayment penalty in the loan agreement: Own proposed solution, WM 2023, pp. 1539-1544.

Rösler, Patrick (2023): Stellvertretung: legally effective action for third parties. Legal and statutory representation of companies and consumers: The system of power of attorney, procuration, power of attorney, organ position etc., BP 2023, pp. 296-301.

Rösler, Patrick (2022): Termination at an inopportune time: sword of Damocles or phantom problem?, in: Banken-Times SPEZIAL Bankrecht, URL: https://www.fch-gruppe.de/Beitrag/21691/kuendigung-zur-unzeit-damoklesschwert-oder-phantomproblem- (article number 21691).

Rösler, Patrick/Lang, Volker (2022): Die Metamorphose der Änderung von Allgemeinen Geschäftsbedingungen, Umsetzungsmöglichkeiten des BGH-Urteils vom 27.04.2021 zur Zustimmungsfiktion in der Praxis von Banken und Sparkassen, ZIP 2022, pp. 504-511.

Rösler, Patrick/Jordans, Roman (2022): Price increases during inflation: Legal requirements for mass business, ZIP 2022, pp. 1677-1683.

Rösler, Patrick/Wimmer, Konrad (2022): Recalculation of premium savings contracts - an analysis from a legal and economic perspective, WM 2022, pp. 1963-1968.

Rösler, Patrick/Jordans, Roman: (2022): Permissible changes to prices and general terms and conditions using the example of PayPal, Bank Praktiker 2022, pp. 396-401.

Rösler, Patrick (2021): BaFin's bombshell: General ruling on interest rate adjustment clauses. First broad application of Section 4 (1a) FinDAG: Comprehensive information obligation towards consumers for long-term savings contracts from 1990-2010!, Bank-Praktiker 2021, pp. 48-54.

Rösler, Patrick (2021): Danger of mandatory repayment of fees to all customers? Active refund obligation for unlawful fees: Order by a court under UWG or BaFin under FinDAG, IKS-Praktiker 2021, pp. 68-72.

Rösler, Patrick/Wimmer, Konrad (2021): Supposedly and really open questions on early repayment compensation, NJW 2021, pp. 1194-1198.

Rösler, Patrick (2021): Hazardous substances: Legally compliant instruction in the dental practice. Basics of the Chemicals Act, Hazardous Substances Ordinance and GHS/CLP Regulation, DentalTimes, URL: www.fch-gruppe.de/Beitrag/17084/gefahrstoffe-rechtssichere-unterweisung-in-der-zahnarztpraxis.

Rösler, Patrick/Lang, Volker (2021): Sanctions for violations of the creditworthiness check. Civil law legal consequences in consumer loans in the event of inadequate creditworthiness checks, ForderungsPraktiker 2021, pp. 98-101.

Rösler, Patrick/Lang, Volker (2021): Real estate consumer loans: Strategies for avoiding early repayment penalties, BKR 2021, pp. 324-331.

Rösler, Patrick/Jordans, Roman (2021): General terms and conditions consent fiction clause ineffective - consequences for banking practice. Effects of the BGH decision of April 27, 2021 on the amendment of contractual terms and conditions and the increase of fees, BankPraktiker 2021, pp. 240-243.

Rösler, Patrick (2021): Fictitious consent clause in general terms and conditions: Now also invalid in Germany. Consideration of the BGH ruling of 27.4.2021 - following on from the article by Faber, ÖBA 2021, 305 ff. Austrian Banking Archives 2021, pp. 685-689.

Rösler, Patrick/Lang, Volker (2021): Differentiation between consumers and entrepreneurs as borrowers. Risks especially with GbRs and real estate financing, BankPraktiker 2021, pp. 358-364.

Rösler, Patrick (2021): New EU Consumer Credit Directive: Proposal of the EU Commission. Summary of the main new regulations for consumer credit. Journal for Interdisciplinary Economic Research 2021, pp. 30-39.

Rösler, Patrick/Ritz, Pascal (2020): Equal opportunities officers in banks and savings banks: Duty or freestyle? Comp-RechtsPraktiker 2020, p. 20-32.

Rösler, Patrick/Wimmer, Konrad (2020): Ratings in the corporate client business of banks: Between business administration, supervisory law and civil law, BKR 2020, pp. 236-240.

Rösler, Patrick (2020): Excessive commitment interest at low interest rates? Control of commitment interest agreements under GTC law and section 138 BGB, ZIP 2020, pp. 1165-1169

Rösler, Patrick/Lang, Volker (2020): Information and advice on the granting of real estate consumer loans: Overview of case law, parallels to investment advice and analysis of Section 511 BGB, ForderungsPraktiker 2020, pp. 103-109

Rösler, Patrick/Wimmer, Konrad (2020): Commitment expenses and immorality of commitment interest. Dealing with commitment expenses in bank management and control of commitment interest agreements in the lending business according to § 138 BGB, BankPraktiker, pp. 206-213.

Rösler, Patrick/Wimmer, Konrad (2020): Practical implementation of COVID deferral of consumer loans, interpretation of Art. 240 § 3 EGBGB: Contractual interest and recalculation of the loan, WM 2020, pp. 1149-1152.

Rösler, Patrick (2020): Collateral exchange: Risks for early repayment compensation, Banken-Times SPEZIAL Bankrecht, available at: www.FCH-Gruppe.de, article number 9179.

Rösler, Patrick/von Heymann, Ekkehardt (2020): Rating und Zinsanpassungsklauseln im Firmenkundengeschäft, Rechtliche Risiken von Zinsanpassungsklauseln, die Ratingänderungen auf Zinsen übertragen, BankPraktiker, pp. 255-260.

Rösler, Patrick/von Heymann, Ekkehardt (2020): Advisory waivers in the lending business: A good idea? Possibilities of avoiding advisory risks and extending execution-only loans, ForderungsPraktiker 2020, pp. 166-171.

Rösler, Patrick (2020): Seven risk areas from widespread agreements in the lending business, Revisions-Praktiker 2020, pp. 158-167.

Rösler, Patrick/Wimmer, Konrad (2020): Calculation of early repayment compensation: Appropriate development of the law?, WM 2020, pp.1906-1911.

Rösler, Patrick (2020): Bachelorwissen Banking: Recht des Bankkontos, CompRechtsPraktiker 2020, pp. 247-252.

Rösler, Patrick (2020): Narrowing legal boundaries for price agreements in the credit business, general terms and conditions control and immorality of interest and fees in credit agreements, Zeitschrift für Interdisziplinäre Ökonomische Forschung 2020, pp. 46-54.

Rösler, Patrick (2019): Bachelorwissen Banking: Bankgeheimnis und Bankauskunft, Banken-Times SPEZIAL Konto/Wertpapier, available at: www.FCH-Gruppe.de, article number 56136.

Rösler, Patrick (2019): Copying, scanning and saving specialist articles: Copyright law as a dangerous trap for students, universities and university lecturers, published on the Allensbach University online campus.

Rösler, Patrick (2019): TAX compliance: Current tax risk for the bank in insurance sales, dealing with BFH ruling of 07.12.2016 and BMF letters of 29.11.2017 and 30.5.2018 on insurance tax in the bank's sales margin, BankPraktiker 2019, p. 84.

Rösler, Patrick (2019): Bachelorwissen Banking: Depotvertrag und Safevertrag, Banken-Times SPEZIAL Konto/Wertpapier, available at: www.FCH-Gruppe.de, article number 60365.

Rösler, Patrick (2019): Admissibility of fees for loans: Systematic GTC law or incomprehensible case law of the BGH?, BankPraktiker 2019, pp. 135-139.

Rösler, Patrick (2019): Loan collateral: Certainty and determinability, CompRechtsPraktiker 2019, pp. 106-109.

Rösler, Patrick (2019): Obligations to provide information when granting loans: Current BGH decisions, Forderungs-Praktiker 2019, pp. 122-124.

Rösler, Patrick (2019): Bachelorwissen Banking: Rechtsgrundlagen Wertpapiergeschäft, CompRechtsPraktiker 2019, pp. 134-144.

Rösler, Patrick (2019): Bachelorwissen Banking: Kreditvertragsrecht, ForderungsPraktiker 2019, pp. 172-182.

Rösler, Patrick (2019): Effective termination of corporate loans by the bank, BankPraktiker 2019, pp. 291-296.

Rösler, Patrick (2019): Bachelorwissen Bankrecht: AGB in Banken und AGB-Recht, Banken-Times SPEZIAL Konto/Wertpapier, available at: www.FCH-Gruppe.de, article number 86935.

Rösler, Patrick (2019): Accessories: values between land charge and transfer of ownership by way of security, ForderungsPraktiker 2019, pp. 250-253.

Rösler, Patrick (2019): Bachelor knowledge of banking law: cards, online banking and e-money, CompRechtsPraktiker 2019, pp. 224-229.

Rösler, Patrick (2018): Copying, scanning and saving specialist articles and books. Copyright law as a dangerous trap for companies with inquisitive employees, FCH MiCo News 01/2018, URL: https://www.fch-gruppe.de/Beitrag/7/kopieren-scannen-und-abspeichern-von-fachartikeln-und-fachbuechern.

Rösler, Patrick/Wimmer, Konrad (2016): Compensation for early repayment: Kehraus?, WM 2016, pp. 1821-1826.

Rösler, Patrick/Portisch, Wolfgang (2014): IQS MaInsO, Minimum requirements for the structural and procedural organization, ForderungsPraktiker 2014, pp. 8-11.

Rösler, Patrick/Wimmer, Konrad (2013): Liability risk law and interest, BankPraktiker 2013, p. 15-21.

Rösler, Patrick/Wimmer, Konrad/Freckmann, Peter (2013): Early repayment compensation and default, BankPraktiker 2013, pp. 308-312.

Rösler, Patrick/Wimmer, Konrad (2012): Price Indication Ordinance revised, BKR 2012, pp. 527-528.

Rösler, Patrick/Wimmer, Konrad (2011): Practical problems of price indications in the new consumer credit law, BKR 2011, pp. 6-9.

Rösler, Patrick/Wimmer, Konrad (2011): Interest rate adjustment clauses: Practical questions on BGH case law, WM 2011, pp. 1788-1797.

Rösler, Patrick/Freckmann, Peter (2011): MaBV: Financing of property developers and purchasers, ZfIR 2011, pp. 739-750.

Rösler, Patrick/Merz, Christian (2011): Real estate financing under the new consumer credit law, ZIP 2011, pp. 2381-2393.

Rösler, Patrick/Wimmer, Konrad (2010): Calculation of early repayment and non-acceptance compensation for forward loans, BankPraktiker 2010, pp. 84-89.

Rösler, Patrick/Sauer, Stefan/Müller-Christmann, Bernd (2010): Termination of consumer loans under the new law, ForderungsPraktiker 2010, pp. 208-212.

Rösler, Patrick/Merz, Christian (2010): Haftung für Immobilienkapitalanlagen nach den Grundsätzen der rollenbedingten Verantwortlichkeit - dargestellt an der Frage des Haftungsrisikos der finanzierenden Banken, in: HdB, Handbuch der Bauinvestitionen und Immobilienkapitalanlagen, 3rd completely revised edition.

Rösler, Patrick/Wimmer, Konrad (2010): Calculation of default interest under the new consumer credit law, BankPraktiker 2010, pp. 428-435.

Rösler, Patrick/Sauer, Stefan (2009): Zinsänderungsklauseln im Kreditgeschäft, in: Festschrift für Dr. h.c. Gerd Nobbe on his 65th birthday, Cologne, pp. 437-452.

Rösler, Patrick/Werner, Stefan (2009): Innovations in civil banking law through the implementation of the Consumer Credit and Payment Services Directives, BKR 2009, pp. 1-10.

Rösler, Patrick/Sauer, Stefan (2008): Current case law on bank liability for real estate investments, BankPraktiker 2008, pp. 20-25.

Rösler, Patrick/Wimmer, Konrad (2007): Appropriateness of the amount of advance interest on savings contracts, BKR 2007, pp. 8-18.

Rösler, Patrick/Freckmann, Peter (2007): Repayment suspension for real estate financing, ZBB 2007, p. 23-37.

Rösler, Patrick/Lang, Volker (2007): Beendigung des Kreditvertrages, in: Münscher, Michael/Grziwotz, Herbert/Lang, Volker/Krepold Hans M. (eds.): Praktikerhandbuch Baufinanzierung, Heidelberg, 2nd edition.

Rösler, Patrick/Fischer, Michael (2006): Security purpose agreement as a central component of all loan collateral: Problems arising from the control of general terms and conditions and accessoriness, BKR 2006, pp. 50-57.

Rösler, Patrick/Lang, Volker (2006): Interest clauses in the credit and savings business of credit institutions: Problems with transparency, equitable discretion and Basel II, ZIP 2006, pp. 214-220.

Rösler, Patrick/Lang, Volker (2006): Compensation in the event of incorrect or missing withdrawal instructions? Passing on the risk, joint business and attribution of the doorstep situation: Implementation of the ECJ decisions "Schulte/Badenia" and "Crailsheimer Volksbank" in German civil law, WM 2006, pp. 513-522.

Rösler, Patrick/Sauer, Stefan (2006): Distribution of real estate investments: attribution of a doorstep situation with the involvement of third parties, ZfIR 2006, pp. 666-669.

Rösler, Patrick (2005): Finanzierung und Erwerb von Immobilien als verbundenes Geschäft, Versuch einer Konkretisierung des § 358 Abs. 3 S. 3 BGB, in: Festschrift für Prof. Dr. Rheinhold Thode zum 65., Munich, pp. 673-703.

Rösler, Patrick (2005): BGH: Admissibility of the execution of wills by banks, Banken-Times 2005, p. 11.

Rösler, Patrick/Wimmer, Konrad (2005): "Correct" comparative yields for prepayment penalties, Gillardon News No. 36, pp. 19-22.

Rösler, Patrick (2005): BGH: Partial legal capacity of the homeowners' association, Banken-Times 2005, p. 32.

Rösler, Patrick/Wimmer, Konrad (2005): Compensation for early repayment in the event of premature termination of loan agreements: Evaluation of current issues from a legal and financial-mathematical perspective, WM 2005, pp. 1873-1881.

Rösler, Patrick/Lang, Volker (2005): Informationspflichten bei Verbraucherimmobiliardarlehen, in: Welter, Reinhard/Lang, Volker: Handbuch der Informationspflichten im Bankverkehr, 2005, pp. 403-488.

Rösler, Patrick (2004): BGH v. 03.02.2004: Bank must accept collateral exchange instead of prepayment penalty, Banken-Times 2004, pp. 15-16.

Rösler, Patrick (2003): Haftung für Immobilienkapitalanlagen nach den Grundsätzen der rollenbedingten Verantwortlichkeit - dargestellt an der Frage des Haftungsrisikos der finanzierenden Banken, in: HdB, Handbuch der Bauinvestitionen und Immobilienkapitalanlagen (2000), 2nd completely revised edition.

Rösler, Patrick/Lang, Volker (2003): Legal problems with repayment replacement models, GeldProfi 6/2003, pp. 4-6.

Rösler, Patrick/Wimmer, Konrad (2003): Disagio bei variablen Darlehen, BKR 2003, pp. 1-2.

Rösler, Patrick (2002): Darlehensrecht und Übergangsvorschriften, in: Lang, Volker/Assies, Paul/Werner, Stefan: Schuldrechtsmodernisierung in der Bankpraxis, SchRModG 2002 und die Auswirkungen auf das Bank- und Darlehensgeschäft, Heidelberg.

Rösler, Patrick/Weis, Ditmar (2002): The financing bank's right of choice in the context of a declaration of indemnification pursuant to § 3 MaBV, ZIP 2002, pp. 1520-1523.

Rösler, Patrick/Göbes, Christian (2002): Bauabzugssteuer als Handicap für die Immobilienfinanzierung, BKR 2002, p. 745.

Rösler, Patrick/Lang, Volker (2002): Amendment of the Consumer Credit Directive: Must the consumer borrower be protected from himself? BCR 2002, PP. 793-794.

Rösler, Patrick/Wimmer, Konrad/Metz, Rainer (2001): Replacement and rescheduling of loans - finally far-reaching clarity, Der Langfristige Kredit 2001, pp. 158-160.

Rösler, Patrick/von Heymann, Ekkehardt (2001): Calculation of early repayment and non-acceptance compensation - at the same time a discussion of the BGH ruling of November 7, 2000, ZIP 2001, pp. 441-449.

Rösler, Patrick (2001): Bauträgerfinanzierung nach der Bauträger-I-Entscheidung, Zeitschrift für Immobilienrecht 2001, pp. 259-267.

Rösler, Patrick (2001): Europäische Fusionskontrolle, in: Lange, Knut W. (ed.), Handbuch zum deutschen und europäischen Kartellrecht, Heidelberg.

Rösler, Patrick (2001): Risks with loans with repayment suspension: Liability avoidance through clarification, BKR 2001, pp. 125-131.

Rösler, Patrick (2000): Liability of the intermediary and advising bank in real estate investments, Die Bank 2000, pp. 48-52.

Rösler, Patrick/Wimmer, Konrad (2000): Payment obligations and cash flows in the event of premature termination of loan agreements - a combined legal-business analysis, WM 2000, pp. 164-181.

Rösler, Patrick (2000): Haftung für Immobilienkapitalanlagen nach den Grundsätzen der rollenbedingten Verantwortlichkeit - dargestellt an der Frage des Haftungsrisikos der finanzierenden Banken, HdB, Handbuch der Bauinvestitionen und Immobilienkapitalanlagen.

Rösler, Patrick/Willms, Michael (2000): Conclusion of a consumer credit agreement by notarized power of attorney, Zeitschrift für die Notar-Praxis 2000, pp. 90-95.

Rösler, Patrick (2000): Aktuelle Rechtsfragen zu Verbraucherkrediten, Zeitschrift Verbraucher und Recht 2000, pp. 191-198.

Rösler, Patrick (2000): Commentary on Art. 2 (parts), 9, 16, 21, 22, 24 ECMR (European Merger Regulation, Regulation 4064/89) in: Glassen, Helmut/von Hahn, Helmuth/Kersten, Hans-Christian/Rieger, Harald: Frankfurter Kommentar zum Kartellrecht, 45. Erg.-Lief., April 2000.

Rösler, Patrick (2000): The Relevant Market in European Merger Control, Neue Zeitschrift für Gesellschaftsrecht 2000, pp. 761-770.

Rösler, Patrick (2000): Der Begriff der marktbeherrschenden Stellung in der europäischen Fusionskontrolle, Neue Zeitschrift für Gesellschaftsrecht 2000, pp. 857-867.

Rösler, Patrick (2000): Forward-Darlehen und Darlehen mit Zins-Cap, WM 2000, pp. 1930-1933.

Rösler, Patrick (2000): Vorfälligkeitsentgelt, Vorfälligkeitsentschädigung und Nichtabnahmeentschädigung, in: Hadding, Walther/Nobbe, Gerd (eds.), Bankrecht 2000, pp. 165-182.

Rösler, Patrick (1999): Accounts in favor of third parties: Things to know for banking practice, Die Bank 1999, pp. 40-43.

Rösler, Patrick (1999): Overview of the new insolvency code, references to notarial practice, Zeitschrift für die NotarPraxis 1999, pp. 13-20.

Rösler, Patrick (1999): Formbedürftigkeit der Vollmacht - Eine Darstellung nach Fallgruppen, NJW 1999, pp. 1150-1153.

Rösler, Patrick (1999): Risks of the bank when financing real estate as a capital investment, DB 1999, pp. 2297-2302.

Rösler, Patrick (1999): Liability of the financing bank for real estate investments, Die Bank 1999, pp. 856-860.

Rösler, Patrick (1998): Alternative or cumulative: the early repayment penalty as a never-ending story? DB 1998, PP. 248-249.

Rösler, Patrick (1998): Current legal questions on loans secured by mortgage, WM 1998, pp. 1377-1386.

Rösler, Patrick (1998): Calculation of prepayment penalties for fixed-interest loans, DStR 1998, pp. 1193-1196.

Rösler, Patrick/von Heymann, Ekkehardt (1998): Calculation of early repayment compensation using the asset/asset method, Die Bank 1998, 560-563
12/1998 Real estate financing under consideration of the Real Estate Agent and Property Developer Ordinance (MaBV), WM 1998, pp. 2456-2462.

Rösler, Patrick (1997): Prepayment fee for fixed-interest loans, BB 1997, pp. 1369-1375.

Rösler, Patrick/ Ebenroth, Carsten T. (1994): Die Anwendbarkeit des Zusammenschlussbegriffes nach Art. 3 Fusionskontrollverordnung auf Lean Production Strukturen, Recht der Internationalen Wirtschaft 1994, pp. 533-542.

IV. Judgment reviews

Rösler, Patrick (2021): BGH rulings of 29.06.2021 on the indication of the debit interest rate for overdraft facilities pursuant to Art. 247a § 2 EGBGB, BKR 2021, pp. 636-639.

Rösler, Patrick (2019): BGH decision of 08.01.2019 on the bank's duty of disclosure in the case of an immorally overpriced purchase agreement for a condominium, BKR 2019, pp. 245-248.

Rösler, Patrick (2010): BGH ruling of 13.4.10 on the ineffectiveness of interest rate adjustment clauses in (premium) savings contracts, EWiR 17/2010, 559, § 315 BGB 1/10.

Rösler, Patrick (2010): Judgment of the Higher Regional Court of Düsseldorf of 5.11.09 on the ineffectiveness of the valuation fee / lending value determination fee, EWiR 5/2010, 141, § 307 BGB 2/10.

Rösler, Patrick/Michel, Nicole (2009): VGH judgment of 07.01.09 on the remittance of overpaid pensions, EWiR 12/2009, 367, § 52 BeamtVG 1/09.

Rösler, Patrick (2008): BGH judgment of 10.7.07 on the clarification of internal commissions due to knowledge advantage or immoral purchase price, EWiR 1/2008, 21, § 1 HWiG 1/08.

Rösler, Patrick (2008): BGH judgment of 11.03.08 on the effectiveness of an instruction according to HWiG with additional information, EWiR 9/2008, 563, § 2 HWiG a.F. 3/08.

Rösler, Patrick (2007): BGH judgment of 24.4.07 on the effectiveness of an instruction according to HWiG with additional information, EWiR 19/2007, 597, § 2 HWiG a.F. 1/07.

Rösler, Patrick (2006): BGH judgment Kirch./.Deutsche Bank and Breuer for breach of fiduciary duties under the loan agreement (inter alia banking secrecy), EWiR 10/2006, 289, No. 2 AGB.Bk 1/06.

Rösler, Patrick (2006): Judgment of Heilbronn Regional Court on the legally protected interest expectation in the case of a building society advance loan, BKR 2006, p. 256.

Rösler, Patrick (2006): BGH judgment of 16.5.06 on the obligation to pay damages in the event of incorrect or missing revocation instructions and on the extension of the knowledge advantage clarification case group, EWiR 8/2006, 463, § 1 HWiG a.F. 2/06.

Rösler, Patrick/Wimmer, Konrad (2005): BGH ruling of November 30, 2004 on the inadmissibility of the PEX when calculating early repayment compensation, BKR 2005, p. 148.

Rösler, Patrick (2005): BGH judgment of 05.04.05 on the scope of security of a surety under § 7 MaBV, BKR 2005, p. 281.

Rösler, Patrick/Lang, Volker (2004): BGH ruling of February 3, 2004 on the exchange of collateral, BKR 2004, p. 189.

Rösler, Patrick/Wimmer, Konrad (2003): BGH ruling of October 22, 2002 on the scope of a surety under § 7 MaBV, EWiR 2003, 407, § 765 BGB 8/03.
08/2003 BGH ruling of 06.05.2003 on the appropriateness control of an early repayment fee, EWiR 2003, 747, § 138 BGB 6/03.

Rösler, Patrick (2003): BGH judgment of May 6, 2002 on the mixing of securities under MaBV, EWiR 2003, 879, § 7 MaBV 2/03.

Rösler, Patrick (2002): Judgment of the Higher Regional Court of Schleswig of May 30, 2002 on the calculation of early repayment compensation, BKR 2002, p. 644.

Rösler, Patrick (2002): BGH judgment of 07.05.2002 on the extraordinary termination of a loan agreement, EWiR 2002, 803, § 609 BGB a.F.

Rösler, Patrick (2005): BGH judgment of June 18, 2002 on the scope of a surety under § 7 MaBV, EWiR 2002, 927, § 7 MaBV 1/02.

Rösler, Patrick/Wimmer, Konrad (2002): Judgment of the Higher Regional Court of Zweibrücken of 27.05.2002 on the reduction of early repayment compensation due to equalization of benefits, BKR 2002, p. 1055.

Rösler, Patrick (2001): BGH judgment of November 7, 2000 on the calculation of non-acceptance compensation, EWiR § 242 BGB 1/01, p. 107.

Rösler, Patrick (2000): Munich Higher Regional Court judgment of April 20, 1999 on the financing bank's duty of disclosure in the case of closed-end real estate funds, attribution of broker conduct and prospectus liability, WuB I G 5. - 1.00.

Rösler, Patrick (2000): Judgment of the Higher Regional Court of Thuringia of June 8, 1999 on the bank's duty of disclosure in the case of real estate investments, loans secured by mortgage pursuant to § 3 para. 2 no. 2 VerbrKrG and the personal submission to foreclosure in the land charge deed, WuB I G 5. - 2.00.

Rösler, Patrick (2000): Judgment of the OLG Zweibrücken of 21.06.1999 on the bank's duty of disclosure in real estate investments, attribution of intermediary conduct and objection enforcement, WuB I G 5. - 3.00.

Rösler, Patrick (2000): Judgment of the Higher Regional Court of Koblenz of March 11, 1999 on the purpose of security and the written form requirement for guarantees, ambiguities under § 5 AGBG and the banks' right to cancel under No. 8 AGB-Banken, WuB I F 1 a. - 8.00.

Rösler, Patrick (2000): Judgment of the Higher Regional Court of Cologne of July 29, 1999 on discount reimbursement in the event of waiver of prepayment penalty, WuB I E 3. - 1.00.
Rösler, Patrick (2000): Judgment of the Higher Regional Court of Karlsruhe of June 23, 1999 on the bank's duty of disclosure in real estate investments and the attribution of intermediary conduct, WuB I G 5. - 5.00.

Rösler, Patrick (2000): Decision OLG Nuremberg of 16.08.1999 on the attribution of intermediary conduct according to § 278 BGB, WuB I G 5. - 8.00.

Rösler, Patrick (2000): BGH judgment of 09.11.1999 on the question of the prohibition of compound interest on discount loans, WuB I E 3. - 3.00.

Rösler, Patrick (2000): Kammergerichts-Urteil vom 25.11.1999 zur Aufklärungspflicht der Bank bei Vermittlung und Vertrieb von Immobilienkapitalanlagen, WuB I G 5. - 13.00.

Rösler, Patrick (2000): Munich Higher Regional Court judgment of August 26, 1999 on the bank's duty of disclosure in the case of real estate capital investments, the attribution of broker conduct, the costs of an appraisal and loans secured by mortgage on customary terms, WuB I G 5. - 11.00

Rösler, Patrick (2000): Judgment OLG Bamberg of December 13, 1999 on the bank's duty to inform and warn the guarantor, WuB I F 1 a. - 21.00.

Rösler, Patrick (2000): Judgment of the Higher Regional Court of Stuttgart of 20.10.1999 on the calculation of early repayment compensation, WuB I E 3. - 4.00.

Rösler, Patrick (2000): BGH judgment of 16.12.1999 on the question of construction money within the meaning of § 1 GSB, WuB IV A. § 823 BGB - 2.00.

Rösler, Patrick (2000): Judgment LG Weiden on the immorality of a termination fee agreement according to § 138 BGB, EWiR § 138 BGB 5/2000, p. 1137.

Rösler, Patrick (1999): Judgment of the Higher Regional Court of Düsseldorf of May 23, 1996 on the broad declaration of the purpose of security in the case of a loan secured by mortgage to joint and several debtors and on fractional community, WuB I F. 3. - 1.99.

Rösler, Patrick (1999): Urteil OLG Düsseldorf vom 29.07.1998 zur AGB-rechtlichen Zulässigkeit von Entgeltklauseln in der Kreditwirtschaft am Beispiel des Entgelts für Pfändungen in Betriebs-Berater 1999, S. 124-129.

Rösler, Patrick (1999): Judgment of the Higher Regional Court of Karlsruhe of August 27, 1998 on the bank's duty to provide information and the enforcement of objections under § 9 VerbrKrG in the case of real estate investments, WuB I G. 5. - 1.99.

Rösler, Patrick/ von Heymann, Ekkehardt (1999): BGH judgment of 14.01.1999 on the scope of guarantees under § 7 MaBV in relation to the purchaser's warranty rights, WuB I E 5. - 4.99.

Rösler, Patrick (1999): Judgments LG München I of 08.02.1999 and LG Chemnitz of 30.09.1999 on the need for the form of a power of attorney to conclude a consumer credit agreement, WuB I E 2. - 1.99.

Rösler, Patrick (1999): Cologne Higher Regional Court judgment of August 12, 1999 on the early repayment of fixed-interest loans; early repayment penalty, WuB I E 3. - 5.99.

Rösler, Patrick (1999): Decision LG Stuttgart of March 24, 1999 on the bank's duty of disclosure in the financing of real estate investments and on the attribution of intermediary conduct, WuB I G 5. - 9.99.

Rösler, Patrick/von Heymann, Ekkehardt (1998): BGH rulings on compensation for early repayment from 01.07.1997, WuB I E 3. - 1.98.

Rösler, Patrick (1998): Judgment of the Higher Regional Court of Schleswig of January 8, 1998 on the calculation of early repayment compensation, WuB I E. 3. - 5.98.

Rösler, Patrick (1998): Judgment of the Krefeld District Court of April 30, 1998 on information and invoicing regarding an early repayment fee to be paid, WuB I E. 3. - 6.98.

V. Reviews (selection)

Rösler, Patrick (2022): Gumpp, Werner: Commercial real estate financing, 2021, ForderungsPraktiker 2022, p. 48.

Rösler, Patrick (2022): Kümpel, Siegfried/Mülbert, Peter O./Früh, Andreas/Seyfried, Thorsten: Bankrecht und Kapitalmarktrecht, 6th edition 2021, IKS-Praktiker 2022, p. 46.

Rösler, Patrick (2022): Semler, Johannes/Stengel, Arndt/Leonhard, Nina: Umwandlungsgesetz, Kommentar, 5th ed., 2021, IKS-Praktiker 2022, p. 47.

Rösler, Patrick (2022): Schwennicke, Andreas/Auerbach, Dirk: KWG-Kommentar, 4th edition, 2021, BankPraktiker 2022, 92.

Rösler, Patrick (2022): Alberts, Carolin F.: Die rechtliche Bewertung von Influencern unter besonderer Berücksichtigung werchtlicher Problemstellungen, 2021, BankPraktiker 2022, p. 93.

Rösler, Patrick (2022): Sindelar, Wolfgang: Handbuch Kreditinstitute, 2021, BankPraktiker 2022, p. 95.

Rösler, Patrick (2022): Scholtysek, Joachim: Die National-Bank, 2021, BankPraktiker 2022, p. 96.

Rösler, Patrick (2022): Marsch-Barner, Reinhard/Schäfer, Frank A.: Handbuch börsennotierte AG, 5th ed. 2022, IKSPraktiker 2022, p. 95.

Rösler, Patrick (2022): Eickelberg, Jan M./Krätzschel, Holger: Digital teaching, 2021, BankPraktiker 2022, p. 190.

Rösler, Patrick (2022): Schäfer, Frank A./Sethe, Rolf/Lang, Volker: Handbuch der Vermögensverwaltung, 3rd ed., 2021, BankPraktiker 2022, pp. 190-191.

Rösler, Patrick (2022): Yearbook 2021 Impact Investing, 2021, BankPraktiker 2022, p. 191.

Rösler, Patrick (2022): Kirchhof, Paul: Money in the wake of negative interest rates, 2021, BankPraktiker 2022, p. 192.

Rösler, Patrick (2022): Kubis, Dietmar/Tödtmann, Ulrich: Working handbook for board members, BankPraktiker 2022, p. 240.

Rösler, Patrick (2021): Reifner, Udo/Feldhusen, Claire: Handbuch Kreditrecht, 2nd ed. 2019, ForderungsPraktiker 2021, p. 38.

Rösler, Patrick (2021): Münchener Kommentar zum Bürgerlichen Gesetzbuch, BGB, Band 1: Allgemeiner Teil §§ 1-240, AllgPersönlR, ProstG, AGG, 8th ed. 2019, IKS-Praktiker 02-03/2021, p. 55.

Rösler, Patrick (2021): Köhler, Helmut/Bornkamm, Joachim/Feddersen, Jörn: Law against Unfair Competition, 38th edition, 2020, BankPraktiker 03/2021, p. 87.

Rösler, Patrick (2021): Schulz, Martin R. (ed.): Compliance Management im Unternehmen, 2nd edition, 2021, IKS-Praktiker 2021, p. 151.

Rösler, Patrick (2021): Stefan, Grundmann/Merkt, Hanno/Mülbert, Peter O.: Festschrift for Klaus J. Hopt on his 80th birthday, IKS-Praktiker 2021, p. 152.

Rösler, Patrick (2021): Ruhmannseder, Felix/Behr, Nicolai/Krakow, Georg: Hinweisgebersysteme, 2nd ed. 2021, IKS-Praktiker 2021, p. 201.

Rösler, Patrick (2021): Baumbach, Adolf/Hopt, Klaus J.: HGB, Commentary, 40th edition 2021, BankPraktiker 2021, p. 328.

Rösler, Patrick (2021): Graewe, Daniel (ed.): Business Law, 2nd ed. 2019, Bankpraktiker 2021, pp. 374-375.

Rösler, Patrick (2021): Gierhake, Olaf: Asset succession and asset protection for German entrepreneurs with German, Austrian and Liechtenstein foundations, 2nd ed., 2021, Bank-Praktiker 2021, pp. 375-376.

Rösler, Patrick (2021): Scholtyseck, Joachim: The National Bank, BankPraktiker 2021, 424.

Rösler, Patrick (2021): Schwennicke, Andreas/Auerbach, Dirk: KWG Kreditwesengesetz mir Zahlungsdiensteaufsichtsgesetz (ZAG), 4th ed. 2021, BankPraktiker 2921, p. 424.

Rösler, Patrick (2021): Geiger, Daniel: Healthcare compliance, 2021, ICS practitioner 2021, p. 295.

Rösler, Patrick (2021): Kühling, Jürgen/Buchner, Benedikt: DS-GVO BDSG, commentary, 3rd edition, 2020, IKS-Praktiker 2021, p. 296.

Rösler, Patrick (2021): Kammel, Armin: Introduction to banking and capital market law. Vienna, 2nd edition 2019, IKS-Praktiker 2021, p. 29.

Rösler, Patrick (2019): Krepold, Hans-Michael/Fischbeck, Sandra/Kropf, Christian/Werner, Stefan: Bankrecht, 2nd ed. 2018, BankPraktiker 2019, p. 310.

Rösler, Patrick (2011): Obermüller, Manfred: Insolvenzrecht in der Bankpraxis, 8th ed., 2011, BKR 2011, p. 175.

Rösler, Patrick (2006): Grziwotz, Herbert (ed.): MaBV - Kommentar zur Makler- und Bauträgerverordnung, 2006, BankPraktiker 2006, p. 158.

Rösler, Patrick (2006): Kohler, Klaus/Obermüller, Manfred/Wittig, Arne (eds.): Kapitalmarkt - Recht und Praxis, 2006, BankPraktiker 2006, p. 565.

Rösler, Patrick (2005): Lischek, Jan: Risk-adjusted interest rate adjustment clauses in general terms and conditions, 2005, BankPraktiker 2005, p. 47.

Rösler, Patrick (2004): Derleder, Peter/Knops, Kai-Oliver/Bamberger Heinz G.: Handbuch zum deutschen und europäischen Bankrecht, 2004, Banken-Times 2004, p. 24.

Rösler, Patrick (2003): Obermüller, Manfred: Insolvenzrecht in der Bankpraxis, 6th ed., Cologne, 2002, BKR 2003, p. 40.

Rösler, Patrick (2003): Vortmann, Jürgen: Aufklärungs- und Beratungspflichten der Banken, 7th ed., Cologne, 2002, BKR 2003, p. 264.

Rösler, Patrick (2003): Marcks, Peter: MaBV, Kommentar, 7th ed., Munich, 2003, BKR 2003, p. 396.

Rösler, Patrick (2002): Assies, Paul H.: Anwaltstaschenbuch Bankrecht, Cologne, 2002, BKR 2002, p. 1108.

Rösler, Patrick (2001): Weis, Ditmar: Foreclosure law for banks, ZfIR 2001, p. 783.

Rösler, Patrick (2001): Lwowski, Hans-Jürgen: Das Recht der Kreditsicherung, 8th ed., Berlin, 2000, BKR 2001, p. 56.

Rösler, Patrick (2000): Review of the Internet homepage of the German Bundestag, WM 2000, p. 1920.

VI Other (selection)

Rösler, Patrick (2022): New regulations for digital products in the German Civil Code since 1.1.2022. Article on the Allensbach University blog, URL: https://www.allensbach-hochschule.de/stichtag-1-januar-2022-das-bgb-wird-fuer-digitale-produkte-fit-gemacht/.

Rösler, Patrick (2022): Atypical loan collateral: Overview and collateral value in banking. Article on the Allensbach University blog, URL: https://www.allensbach-hochschule.de/atypische-kreditsicherheiten-sicherheitenwert-im-bankgeschaeft/.

Rösler, Patrick (2021): What do negative interest rates mean? Contribution as Pioneer expert on the Media Pioneer platform, Steingart, Gabor (ed.), URL: https://www.thepioneer.de/originals/others/articles/was-bedeuten-negativzinsen.

Rösler, Patrick (2021): Tug-of-war over premium savings contracts. Article on the Allensbach University blog, URL: https://www.allensbach-hochschule.de/banking-tauziehen-um-praemiensparvertraege/.

Rösler, Patrick (2021): Pricing of vacation apartments, in: Montafoner Gastgebermappe, p. 21-22.

Rösler, Patrick (2021): BaFin's bombshell: General ruling on premium savings contracts. Article as Pioneer expert on the Media Pioneer platform, Steingart, Gabor (ed.), URL: https://www.thepioneer.de/originals/thepioneer-expert/articles/paukenschlag-der-bafin-allgemeinverfuegung-zu-praemiensparvertraegen.

Rösler, Patrick (2021): Kreditsicherungsrecht: Things to know when taking over a guarantee. Article on the blog of Allensbach University, URL: https://www.allensbach-hochschule.de/kreditsicherungsrecht-wissenswertes-bei-uebernahme-einer-buergschaft/.

Rösler, Patrick (2021): Company acquisitions in the SME sector: M&A as rocket science? Article on the blog of Allensbach University, URL: https://www.allensbach-hochschule.de/unternehmenskauf-im-mittelstand-ma-als-raketenwissenschaft/.

Rösler, Patrick (2021): Gefahrstoffe: Vorgeschriebene Schutzmechanismen in der Zahnarztpraxis, published by IWW in Zahnarztpraxis Professionell, URL: https://www.iww.de/zp/recht/arbeitssicherheit-gefahrstoffe-vorgeschriebene-schutzmechanismen-in-der-zahnarztpraxis-f137153.

Rösler, Patrick (2021): Lockdown effects: Right to rent reduction etc.? Article on the Allensbach University blog, URL: https://www.allensbach-hochschule.de/lockdown-auswirkungen-recht-auf-mietminderung-etc/.

Rösler, Patrick (2021): Fictitious consent clause in general terms and conditions ineffective: What advantages does this bring for consumers? Article on the blog of Allensbach University, URL: https://www.allensbach-hochschule.de/zustimmungsfiktionsklausel-in-agb-unwirksam-welche-vorteile-bringt-das-fuer-verbraucher/.

Rösler, Patrick (2021): Interview partner of the Handelsblatt for several articles on the ineffectiveness of the fictitious consent clause in general terms and conditions, BGH v. 27.4.2021.

Rösler, Patrick (2021): Skript zum Wirtschaftsrecht für BWL-Studenten im Bachelor, Verbraucherkreditrichtlinie: Vorschlag der EU-Kommission zur Weiterentwicklung des Verbraucherkreditrechts. Article on the blog of Allensbach University, URL: https://www.allensbach-hochschule.de/verbraucherkreditrichtlinie-vorschlag-der-eu-kommission/.

Rösler, Patrick (2021): ECJ: German general consumer loans predominantly contrary to European law. Article on the blog of Allensbach University, URL: https://www.allensbach-hochschule.de/eugh-deutsche-allgemeinverbraucherdarlehen-ueberwiegend-europarechtswidrig/.

Rösler, Patrick (2020): Teaching film Bachelorwissen Bankrecht: Bürgschaft als Kreditsicherheit.

Rösler, Patrick (2020): Educational film on hazardous substances: Dealing with the Chemicals Act, Hazardous Substances Ordinance and GHS/CLP Ordinance in the dental practice.

Rösler, Patrick/Sychov, Sascha (2020): The crisis is forcing digitalization in the banking sector? Hybrid seminars: the new online way for conferences, IT-Finanzmagazin, URL: https://www.it-finanzmagazin.de/digitalisierung-bankbereich-hybrid-seminare-online-konferenzen-104297.

Rösler, Patrick/Lang, Volker (2020): Obituary Prof. Dr. Hans-Michael Krepold, BKR 2020, p. 295.

Rösler, Patrick (2019): Obituary Dr. h.c. Gerd Nobbe, former presiding judge at the Federal Court of Justice, Editorial in Bank-Praktiker 2019, p. 113.

Rösler, Patrick (2018): Script on banking law for the banking major in the business administration bachelor's program.

Rösler, Patrick/Wimmer, Konrad (2016): Consequences of the current rulings of the BGH on early repayment compensation, Editorial in BankPraktiker 2016, p. 49.

Rösler, Patrick/Portisch, Wolfgang/Voß, Rudolf (2020): Certification of insolvency administrators according to IQS MaInsO, Editorial in ForderungsPrak-tiker 01/2014, p. 1.

Rösler, Patrick (2014): Deputy Editor-in-Chief of the journal for banking law, banking supervision and compliance, CompRechtsPraktiker.

Rösler, Patrick/Suikat, Ralph (2014): CSR - Corporate Social Responsibility, Editorial in BankPraktiker 2014, p. 145.

Rösler, Patrick/Wimmer, Konrad (2011): Euribor manipulation, Editorial in BankPraktiker 12/2011-01/2012, p. 433.

Since 2009 Deputy Editor-in-Chief of the magazine ForderungsPraktiker, published bi-monthly by Finanz Colloquium Heidelberg.

2005-2018 Editor-in-chief of the monthly magazine BankPraktiker, first published by the Handelsblatt publishing group, then by Finanz Colloquium Heidelberg. Ongoing publication of book reviews.

Since 2003 editor-in-chief of the monthly customer magazine Banken-Times, published by Finanz Colloquium Heidelberg. Ongoing publication of editorials.

Rösler, Patrick/Wimmer, Konrad (2001): "Urteil bringt Klarheit über Nichtabnahmeentschädigung" - zum Urteil des BGH vom 07.11.2000 zur Berechnung einer Nichtabnahmeentschädigung, Frankfurter Allgemeine Zeitung v. 02.02.2001.

Rösler, Patrick (2001): Real estate investment industry: Round table in Kronberg, NZBau 2001, p. 440.

Rösler, Patrick/Wimmer, Konrad (2000): Interview on the calculation of non-acceptance compensation and judgment of the BGH of November 7, 2000, Süddeutsche Zeitung of December 21, 2000.

Rösler, Patrick/Wimmer, Konrad (2000): "Mehr Fairness bei vorzeitiger Kreditkündigung" - zum Urteil des BGH vom 07.11.2000 zur Berechnung einer Nichtabnahmeentschädigung, Handelsblatt v. 27.12.2000.

Rösler, Patrick (1999): Banks in the dock - new case law on bank liability for real estate investments? Interview in: Die Welt am Sonntag v. 12.09.1999.