Jahresabschlussanalyse, BWAs und Rating

Who is the university certificate suitable for?

The university certificate "Financial Statement Analysis, BWAs and Rating" is aimed at anyone who wants to make or prepare well-founded financial decisions - whether in accounting, controlling, consulting or banking. You will acquire practical knowledge for analyzing annual financial statements, business evaluations and rating procedures. You will learn how to professionally assess the creditworthiness of companies and accurately interpret key financial figures. Ideal for anyone who wants to advance their career in finance - flexible, compact and at an academic level.

The most important things at a glance:

  • Duration of study: 6 months + 6 months free extension
  • ECTS credit points: 5 ECTS credit points
  • Exam form: Online exam
  • Start of studies: at any time
  • Credit transferability: M.Sc. Finance (if you have completed a first degree in economics).
  • Tuition fees: EUR 165 per month, EUR 990 in total

University certificate in financial statement analysis, BWAs and rating - your path to sound financial expertise

Since, among other things, well-founded financial decisions determine the economic success of companies, analytical skills in the analysis of annual financial statements, the assessment of business analyses (BWAs) and in rating are essential. With the university certificate "Financial Statement Analysis, BWAs and Rating" from Allensbach University, you will qualify for demanding tasks in finance - practice-oriented, scientifically sound and perfectly tailored to the needs of professionals.

Recognizing financial strength - with expertise in credit assessment and annual financial statement analysis

A central element of the certificate is the systematic assessment of creditworthiness - especially for companies. You will learn how to evaluate relevant documents in a targeted manner, assess debt servicing capabilities and incorporate the principle of financial sustainability into your assessment. This competence is a decisive success factor, particularly in the credit and financing environment.

The second part focuses on the in-depth analysis of financial statements. You will acquire in-depth knowledge of financial, performance and strategic balance sheet analysis methods. This will enable you to evaluate the economic status of a company in a differentiated manner, identify strengths and weaknesses and derive strategic recommendations.

Understanding, interpreting and using BWAs

The business analysis (BWA) is a central instrument for short-term corporate management. In this part of the certificate, you will learn how to systematically evaluate BWAs and draw conclusions about the earnings situation as well as the liquidity and cost structure. You will learn how to derive a cash flow statement or short-term income statement from the BWA and thus provide valuable input for management.

Rating procedures: From theory to application

The university certificate is rounded off with an intensive insight into modern rating procedures. You will deal with the regulatory framework and learn the difference between risk classification procedures and internal rating systems. You will learn how ratings are developed, implemented and validated - and how they can be seamlessly integrated into credit processes and overall bank management.

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